Envelope budgeting, without the envelopes

Give every dollar a job, and know it’s done.

Tally syncs with your bank, sorts spending into simple category budgets, and reminds you before bills are due — so you always know what’s left to spend.

Free forever plan. No credit card needed.

One budget, everywhere you are.

  • iOS
  • Android
  • Web

Everything a budget needs. Nothing it doesn’t.

Tally keeps the method simple: money comes in, you split it into categories, and you spend from them. The app handles the bookkeeping.

Syncs with your bank

Connect your checking, savings and cards once. New transactions land in Tally on their own, so there’s nothing to type in.

Envelope-style budgets

Set an amount for each category — rent, groceries, fun money. Spend from it and watch what’s left, not what’s gone.

Bill reminders

Tally spots recurring bills and nudges you before they’re due, with the money already set aside in the right envelope.

On every device

Use Tally on iOS, Android or the web. Your budget stays in step wherever you open it.

Shared budgets for households

Invite a partner or roommate to the same budget. Everyone sees the same envelopes and balances, and spending from any shared account counts toward the plan you made together.

AlexGroceries · Corner market
−$42.10
SamHousehold · Hardware store
−$18.75
AlexBills · Electricity, paid on time
−$86.00

Set up in an evening. Stick with it for years.

Three steps, then Tally mostly runs itself.

  1. 01

    Connect your accounts

    Link your bank and cards. Tally pulls in balances and recent transactions automatically.

  2. 02

    Fill your envelopes

    Split this month’s income across categories until every dollar has somewhere to go.

  3. 03

    Spend with confidence

    Check what’s left before you buy, and let reminders handle the bills.

Simple pricing, like the app

Start free. Upgrade when you want more accounts or want to budget together.

Free

For trying the envelope method on your own.

$0forever
Get started
  • Envelope-style category budgets
  • Bill reminders
  • iOS, Android and web

Family

For households who share money and plans.

$8/ month
Start with Family
  • Everything in Plus
  • Shared household budgets
  • Invite household members
  • See who spent what, from any account

Prices in USD. Cancel anytime from the app.

Questions, answered

What is envelope budgeting?

It’s an old method: you divide your money into labeled envelopes and only spend what’s in each one. Tally does the same with digital categories, so you always know how much is left for groceries, bills or anything else.

Do I have to connect my bank?

No. The Free plan works with transactions you add yourself. Bank sync is part of Plus and Family, and you can turn it on whenever you like.

How do shared budgets work?

On the Family plan, you invite household members to one budget. Everyone sees the same categories and balances, and each person can still use their own device.

Which devices can I use?

Tally is available on iOS, Android and the web, on every plan.

Start this month with a plan.

Set up your first envelopes in a few minutes. It’s free.

Start budgeting free