Personal budgeting, done by envelope

Give every dollar a job, and watch it add up.

Tally syncs with your bank, sorts spending into envelope budgets, and nudges you before bills are due. Run it solo or share it with the people you live with.

Start budgeting free
iOSAndroidWeb
9:415G
October12 days left
$1,284.60
left to spend across 9 envelopes
Groceries$212 / $480
Eating out$138 / $160
Transit$41 / $120
Weekend trip$305 / $600
Internet bill due Thursday$64.99 from Checking ·· 4417
01Bank sync
02Envelope budgets
03Bill reminders
04Shared households
What Tally does

Four habits, built into one quiet app.

No spreadsheets to maintain and no lectures about lattes. Tally handles the bookkeeping so the only decision left is where your money should go next.

Envelope budgets

Split your paycheck into envelopes before you spend it.

Set an amount for groceries, rent, fun and anything else. Each purchase draws from its envelope, so you always know what is left in each one, not just in total.

Rent$1,450
Groceries$268 left
Eating out$22 left
Savings$310 in
Bank sync

Transactions arrive on their own.

Connect your checking, savings and cards once. Tally pulls in new purchases and suggests the envelope they belong to.

GR
Green Basket MarketSuggested: Groceries
−$46.18
MT
Metro card reloadTransit
−$20.00
PY
Payroll depositReady to assign
+$2,140.32
Synced with 3 accounts
Bill reminders

A heads-up before it hits.

Tally spots recurring bills and reminds you a few days ahead, with the amount and the account it comes from.

Phone plan, Oct 23$38.40
How it works

Set up on a Sunday. Check in for a minute a day.

01

Connect your accounts

Link your bank and cards in a few taps. Prefer to keep things manual? You can add transactions yourself instead.

02

Fill your envelopes

When income lands, Tally shows it as ready to assign. Drag it into envelopes until every dollar has a place.

03

Spend with a clear picture

Open Tally on your phone at the checkout or on the web at your desk. Same numbers, everywhere, always current.

Pricing

Start free. Upgrade when your budget grows up.

Every plan works on iOS, Android and the web. Change or cancel whenever you like.

Free

For trying envelopes on for size.

$0forever
  • Up to 10 envelope budgets
  • Manual transaction entry
  • Bill reminders
  • iOS, Android and web
Start for free

Family

For households that budget together.

$8per month
  • Everything in Plus
  • Shared household budgets
  • Up to 6 members
  • Private and shared envelopes
Get Family

Prices in USD. Paid plans are billed monthly.

Questions

The short answers.

What is envelope budgeting?

It is the old cash-in-envelopes method, minus the cash. You decide up front how much goes to each category, then spend from those amounts. When an envelope runs low, you can move money from another one.

Do I need to connect my bank?

No. The Free plan works with manual entry. Bank sync is part of Plus and Family, and you can disconnect an account at any time.

Can my partner use their own phone?

Yes. On the Family plan, each member signs in on their own device, iOS, Android or web, and sees the shared envelopes update as purchases come in.

Can I switch plans later?

Any time. Your envelopes and history come with you when you upgrade or move back to Free.

Payday is coming. Have a plan for it.

Set up your first envelopes in about ten minutes. Free for as long as you want it.

Start budgeting free