Envelope budgeting, minus the envelopes

Give every dollar a job before the month starts.

Tally syncs with your bank, sorts spending into simple envelopes, and nudges you before bills are due — so money stops being a surprise.

Start budgeting free See how it works
Free plan, no card needed iOS, Android & web
One budget, everywhere you are iOS Android Web
Features

Everything a budget needs. Nothing it doesn’t.

Tally keeps the parts of budgeting that actually work and quietly handles the tedious bits for you.

Syncs with your bank

Connect your checking, savings and cards once. New transactions land in Tally on their own, already matched to the right envelope.

Envelope-style budgets

Split each paycheck into categories before you spend it. When an envelope runs low, move money from another — no guilt, just a decision.

Bill reminders

Tally spots recurring bills and reminds you a few days ahead, so you know the money is there before it leaves.

Shared household budgets

Invite a partner or roommate to the same budget. Everyone sees the same envelopes, updated the moment anyone spends.

How it works

Set up in an evening. Calm for the rest of the month.

  1. 1

    Connect your accounts

    Link your bank and cards securely. Tally pulls in your balances and recent spending to get you started.

  2. 2

    Fill your envelopes

    Assign this month’s money to rent, groceries, savings and the rest until there’s nothing left unplanned.

  3. 3

    Spend with confidence

    Check an envelope before you buy. Tally tracks the rest and reminds you before every bill.

Pricing

Simple plans. Start free.

Every plan works on iOS, Android and the web. Upgrade or cancel whenever you like.

Free
For trying envelope budgeting
$0/ forever
Get started
  • Unlimited envelope budgets
  • Manual transaction entry
  • Bill reminders
  • iOS, Android & web
Most popular
Plus
For running your own money
$4/ month
Start with Plus
  • Everything in Free, plus:
  • Automatic bank sync
  • Auto-sorted transactions
  • Recurring bill detection
  • Spending reports & export
Family
For households budgeting together
$8/ month
Start with Family
  • Everything in Plus, plus:
  • Shared household budgets
  • Invite up to 6 members
  • Personal + shared envelopes
  • See who spent what, live

Prices in USD. Paid plans can be cancelled anytime from the app.

FAQ

Questions, answered

What is envelope budgeting?

It’s the old cash-in-envelopes method, made digital. You divide your income into categories before spending it, then spend only what’s in each envelope. When one runs out, you decide where to move money from.

Which devices does Tally work on?

Tally runs on iOS, Android and in any modern web browser. Your budget stays in sync across all of them.

How does sharing a budget work?

On the Family plan, invite people in your household by email. Everyone works from the same envelopes, and each change shows up for the others right away.

Can I switch plans later?

Yes. Upgrade, downgrade or cancel anytime from settings. Your budget and history stay with you.

Know where your money’s going — before it goes.

Start with the free plan today. It takes one evening to set up and pays you back every month after.

Start budgeting free No card needed · iOS, Android & web