Household ledger · Day 20 of 31

October 2026

Oct 2026

October summary

Income
$5,400 2 paychecks · both received
Spent so far
$3,182 59% of income · $2,218 remaining
Left to budget
$640 $4,760 of $5,400 assigned to envelopes Give every dollar a job →

Envelopes

All 9 envelopes
  • Groceries $412 / $600 69% used$188 left · ~$17/day
  • Rent Paid $1,650 / $1,650 100% usedFully funded & paid Oct 1
  • Dining out Over budget $236 / $200 118% used · $36 overMove money in
  • Transport $118 / $180 66% used$62 left
  • Fun $96 / $150 64% used$54 left

Six-month spend

May – Oct 2026

Monthly spending, May to October 2026 May $3,050; June $2,980; July $3,420; August $3,110; September $3,260; October so far $3,182. Six-month average $3,167. avg $3,167
Closed month October, in progress 6-month average

With 11 days left, October is already $15 above your average. Dining out is the main driver.

Recent transactions

DatePayeeEnvelopeAmount
Oct 20JLGreenleaf MarketGroceries−$64.18
Oct 19MOLittle Saigon KitchenDining out−$48.50
Oct 18MOMetro Transit CardTransport−$30.00
Oct 17JLPaperback Lane BooksFun−$22.40
Oct 16JLCorner BakehouseDining out−$14.75
Oct 15MOPaycheck — Northfield DesignIncome+$2,700.00
Oct 14JLRiverside Farmers' Co-opGroceries−$38.90

View all 47 October transactions

Upcoming bills

Calendar
  • Brightline Power
    Due in 2 days
    $84.30Autopay
  • Fibrewave Internet
    Due Oct 25 · in 5 days
    $59.00Autopay
  • Harbor Mutual Renters
    Due Oct 28 · in 8 days
    $18.50Manual
  • Rent — Elm Court Apts
    Due Nov 1 · in 12 days
    $1,650.00Manual

Due next 14 days$1,811.80