October 2026 — left to budget

$640

Income is in for the month. $640 hasn't been assigned to an envelope yet — give it a job, or let it roll into November. Dining out is $36 over.

Income $5,400 2 paychecks · received Oct 01, Oct 15

Spent so far $3,182 58.9% of income · $177 / day avg

Left to budget $640 11.9% of income unassigned

Budget structure fig. 01 — exploded 5 envelopes · $2,780 limit

Spent Remaining Over limit / unassigned

Envelopes spent / limit

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01 Groceries $412 / $600

69% used$188 left · ~$14/day

02 Rent Funded $1,650 / $1,650

100% used$0 left · paid Oct 01

03 Dining out Over budget $236 / $200

118% used$36 over · cover from Fun or unassigned

04 Transport $118 / $180

66% used$62 left

05 Fun $96 / $150

64% used$54 left

Spending May – Oct 2026

6 mo

6-mo avg$3,167

PeakJul · $3,420

Oct vs Sep−$78

Recent transactions last 7 days

View all →

Date	Payee	Envelope	By	Amount
Oct 17	Lantern Noodle HouseCard ··4417	Dining out	MR	−$48.20
Oct 16	Harbor Street GrocerCard ··0932	Groceries	JL	−$86.54
Oct 15	Paycheck — Northfield DesignDirect deposit	Income	JL	$2,700.00
Oct 15	City Transit fare cardAuto top-up	Transport	MR	−$40.00
Oct 14	Cinema NineCard ··4417	Fun	MR	−$31.00
Oct 13	Pine & Oak CaféCard ··0932	Dining out	JL	−$22.75
Oct 12	Fresh Basket MarketCard ··4417	Groceries	MR	−$63.18

Upcoming bills next 14 days

Bills →

21OCT

Home internetBrightline Fiber · autopay

$65in 3 days

24OCT

Mobile plan ×2Relay Wireless · autopay

$90in 6 days

28OCT

StreamingShared · card ··4417

$16in 10 days

30OCT

ElectricityValley Power Co-op · manual

~$84in 12 days

01NOV

RentAsh Street Properties · transfer

$1,650in 14 days

Due before Nov 2 $1,905