Give every dollar an envelope.
Tally pulls in what you spend from your bank, drops each purchase into the right category, and shows what’s left in every envelope before you buy.
- Rent$0.00 Paid $1,450 of $1,450
- Groceries$212.40 Spent $307.60 of $520
- Electricity$86.00 Due Oct 24 · set aside $86
- Eating out$18.25 Spent $101.75 of $120
- Hobbies−$9.30 Overspent $69.30 of $60
The cash-envelope method, minus the cash.
When your paycheck lands, you split it into envelopes, one per category, until nothing is left unassigned.
Spending comes out of the matching envelope. When one runs dry, you move money from another, so you decide what gives. You don’t find out at the end of the month.
What Tally does for you each month
Your bank accounts, already sorted.
Connect checking, savings and credit cards. New purchases show up in Tally on their own, filed into the envelope they belong to. Fix one and Tally remembers next time.
- Checking, savings and credit cards in one budget
- Categories learned from your own corrections
- Corner MarketChecking ••4021Groceries$42.18
- City TransitCredit ••8830Transport$2.75
- Noodle BarCredit ••8830Eating out$18.40
Envelopes that show what’s left.
Each category holds a set amount for the month. You see the balance remaining, not a pie chart of what already happened. Overspend in one, and Tally asks which envelope should cover it.
- Move money between envelopes in two taps
- Unspent money rolls into next month
- Fun money$46.00 left−$9.30
- HobbiesBack to $0.00+$9.30
Bills you hear about before they’re due.
Tally spots recurring charges and reminds you a few days ahead, and tells you whether the envelope behind each bill has enough in it.
- Reminders by notification or email, your choice
- A warning when a bill’s envelope is short
- OCT21InternetEnvelope ready$60.00
- OCT24ElectricityEnvelope ready$86.00
- OCT28PhoneEnvelope $15 short$45.00
One budget for the whole household.
Invite a partner or roommate to the same envelopes. Everyone connects their own accounts, everyone sees the same balances, and nobody has to forward receipts.
- Each person keeps their own login
- See who spent what, and from which envelope
- Sam paid Corner MarketFrom Groceries · $212.40 left$42.18
- Jo moved $40 to Eating outFrom Fun money$40.00
- Jo paid InternetFrom Bills · on time$60.00
On your phone at the checkout, on a laptop at month’s end.
Your budget stays in sync across every device, so a purchase on one shows up on the others.
Pick a plan. Switch any time.
Every plan includes envelope budgets and bill reminders. Paid plans add more connected accounts and sharing.
For trying the envelope method on one account.
- 1 connected bank account
- Up to 10 envelopes
- Bill reminders
- iOS, Android and web
For running your whole budget in one place.
- Unlimited bank accounts and cards
- Unlimited envelopes
- Rollover of unspent money
- Short-envelope warnings on bills
For households sharing one set of envelopes.
- Everything in Plus
- Shared budget for up to 6 people
- Separate logins and accounts
- Activity showing who spent what
Prices in US dollars. Cancel from settings; paid features stay on until the end of the month you paid for.
Know what’s left before you spend it.
Connect an account, fill your first envelopes, and see this month clearly in about ten minutes.
Start budgeting free