October 2026

Day 18 of 31 · 13 days left in the month

October summary

Left to budget $640

Income that isn’t in an envelope yet. Assign it so every dollar has a job this month.

Income
$5,400
Spent so far
$3,182
Still in envelopes
$1,578
59% of income spent$640 unassigned

Envelopes

Where you’d be at an even pace (58%)
  • Groceries $412 of $600
    $188 left · a little ahead of pace
  • Rent Paid Oct 1 $1,650 of $1,650
    Fully spent for October
  • Dining out Over $236 of $200
    $36 over · cover it from Left to budget or Fun
  • Transport $118 of $180
    $62 left
  • Fun $96 of $150
    $54 left
4 more: Utilities, Insurance, Gifts, Savings $670 of $1,980 →

Recent transactions

Oct 12 – 18
DatePayeeEnvelopeWhoAmount
Oct 18 Harbor Street Market Groceries JL −$64.20
Oct 17 Little Fig Noodle Bar Dining out MO −$48.50
Oct 16 Metro transit cardAuto top-up Transport MO −$40.00
Oct 15 Paycheck · Jonah Income JL +$2,300.00
Oct 14 Lantern Cinema Fun JL −$31.00
Oct 13 Greenleaf Grocers Groceries MO −$87.35
Oct 12 Corner Bakehouse Dining out JL −$14.75

7 transactions this week All transactions →

Spending, last 6 months

6-month average$3,167 October so far$3,182
Monthly spending: May $3,050; June $2,980; July $3,420; August $3,110; September $3,260; October $3,182 so far with 13 days left.

Upcoming bills

All bills
  • Electricity
    Due in 3 days · Utilities
    $84.60
  • Home internet
    Due in 6 days · Utilities · autopay
    $55.00
  • Phone plan (2 lines)
    Oct 28 · Utilities
    $70.00
  • Car insurance
    Nov 2 · Insurance
    $126.00

$209.60 still due in October, already set aside in envelopes.