Good afternoon, Sam

Saturday 18 October · 13 days left in the month

October 2026
October 2026 summary

Give your last $640 a job before payday.

Income
$5,4002 paychecks in
Spent so far
$3,18259% of income · day 18 of 31
Left to budget
$640Not yet in an envelope
Spent $3,182 Budgeted, not spent $1,578 Left to budget $640

Envelopes

Spent vs. limit All 9 envelopes
  • Groceries $412 / $600
    $188 left · about $14 a day
  • Rent $1,650 / $1,650
    Fully spent · paid Oct 1
  • Dining out Over budget $236 / $200
    $36 over — move it from Fun or the $640 unassigned
  • Transport $118 / $180
    $62 left
  • Fun $96 / $150
    $54 left
1 envelope over · 1 fully spent

Spending, last 6 months

$3,182in October so far 6-mo avg $3,167
Monthly spending: May $3,050, June $2,980, July $3,420, August $3,110, September $3,260, October $3,182 so far. $0$1k$2k$3k May 2026: $3,050$3.05kMayJun 2026: $2,980$2.98kJunJul 2026: $3,420$3.42kJulAug 2026: $3,110$3.11kAugSep 2026: $3,260$3.26kSepOct 2026: $3,182 so far$3.18kOctso far

July was the high at $3,420. October is $15 above the average with 13 days to go — dining out is the main reason.

Recent transactions

DatePayeeEnvelopeByAmount
Oct 18Greenleaf MarketWeekly shopGroceriesRM−$84.20
Oct 17Pinewood Cinema2 ticketsFunRM−$28.00
Oct 16Kumo Noodle BarDinner outDining outSK−$42.50
Oct 15Northfield Design Co.PaycheckIncomeSK+$2,700.00
Oct 15City Transit CardTop-upTransportRM−$30.00
Oct 13Crumb & Co. BakerySaturday brunchDining outSK−$18.75
Oct 12Harbor FuelFill-upTransportRM−$46.10

Upcoming bills

See all
  • Brightline PowerElectricity · autopay$96in 3 days
  • Fibrewave InternetHome broadband$65in 6 days
  • Parrot Mobile2 phone lines · autopay$80in 10 days
  • Rent, Maple St.Split 50/50$1,650in 14 days
Due before Nov 1$241