Envelope budgeting, made easy

Give every dollar a job.

Tally syncs with your bank, sorts your money into envelopes and reminds you before bills are due. Your whole household can share it.

Free plan, no card iOS, Android & web
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Features

A budget that does the boring parts.

No spreadsheets, no receipts in a shoebox. Tally keeps track as you go, so you can look at one number and know where you stand.

Syncs with your bank

Connect your checking, savings and cards once. New transactions show up on their own, already sorted.

Envelope budgets

Split each paycheck into envelopes like rent, groceries and fun. When an envelope is empty, you know to stop.

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Bill reminders

Tally learns your regular bills and nudges you a few days before each one is due. No more late fees.

Shared budgets

Invite a partner or roommates to one budget. Everyone sees the same envelopes, updated as you spend.

How it works

Three steps to a calmer month.

Envelope budgeting is an old idea: put cash in labelled envelopes and only spend what's inside. Tally does the same thing, without the paper.

Connect your accounts

Link your bank in a couple of minutes, or add transactions by hand if you prefer.

Fill your envelopes

When money comes in, give every dollar a job until the "left to assign" number hits zero.

Spend with a clear head

Check an envelope before you buy. Overspent? Move money over from another one. No guilt.

This is what a month looks like.

Each envelope shows what you planned and what's left. One glance tells you whether you can say yes to dinner out.

$0left to assign. Every dollar has a job.
  • Rent$1,200 / $1,200
  • Groceries$312 / $450
  • Eating out$84 / $180
  • Bills$226 / $240

Everywhere you are

On your phone, on your laptop, in sync.

Log a coffee on your phone and see it on the big screen at home. Tally is on iOS, Android and the web, with one budget across all of them.

Pricing

Simple plans. Cancel anytime.

Start free and stay free as long as you like. Upgrade when you want more accounts synced or a budget for the whole household.

Free
$0forever

For trying envelope budgeting on your own.

  • Unlimited envelopes
  • Sync 1 bank account
  • Bill reminders
  • iOS, Android and web
Get started
Most popular
Plus
$4/ month

For people who want every account in one place.

  • Everything in Free
  • Unlimited bank accounts
  • Savings goals and rollover
  • Spending reports and export
Start Plus
Family
$8/ month

For households budgeting together.

  • Everything in Plus
  • Shared budgets for up to 6 people
  • Personal and shared envelopes
  • Bill reminders for everyone
Start Family

Prices in USD. Switch plans or cancel whenever you want.

FAQ

Good questions.

What is envelope budgeting?

You split your income into categories, or envelopes, before you spend it. Each purchase comes out of an envelope. When one runs low, you either slow down or move money over from another.

Do I have to connect my bank?

No. Bank sync saves time, but you can enter transactions by hand on any plan and still use envelopes and bill reminders.

How do shared budgets work?

On the Family plan you invite people to a household budget. Everyone sees the shared envelopes and can keep personal ones too. Changes show up for everyone right away.

Can I switch plans later?

Yes. Upgrade, downgrade or cancel at any time from settings. Your envelopes and history stay put.

Know where your money is going.

Set up your first envelopes in a few minutes. Free on iOS, Android and the web.