Tally

Sunday, Oct 18 · Good afternoon, Mina

October 2026

Month progressDay 18 of 31

13 days to go · next paycheck Oct 28

IncomeReceived
$5,400

Two paychecks in so far — Mina $2,700 and Jo $2,700.

Spent so far59% of income
$3,182
Left to budgetUnassigned
$640

Income not yet given a job. $4,760 is assigned across envelopes.

Envelopes

Edit budgets

Groceries

$412 / $600
$188 left · 69% usedSlightly ahead of pace

Rent

$1,650 / $1,650
Paid in full · Oct 1100% used

Dining out Over budget

$236 / $200
$36 over · 118% usedCover it from left to budget ↓

Transport

$118 / $180
$62 left · 66% usedOn pace

Fun

$96 / $150
$54 left · 64% usedOn pace
Marker shows an even pace for day 18 of 31.

Plus $670 spent across Utilities, Health and Gifts — see all envelopes.

Spending, 6 months

May – Oct
$3,167Monthly average
$3,182October to date
Monthly spending: May $3,050, June $2,980, July $3,420, August $3,110, September $3,260, October to date $3,182. Average $3,167. $0 $1k $2k $3k 3,050 2,980 3,420 3,110 3,260 3,182 — — avg $3,167 MAY JUN JUL AUG SEP OCT to date

October is already $15 above the 6-month average with 13 days left. Rent and the $36 dining overage account for most of it.

Recent transactions

View all
DatePayeeEnvelopeAmount
Oct 17 MPCorner Street Market Groceries −$64.20
Oct 16 JONight Owl Noodle Bar Dining out −$38.50
Oct 15 JOTransit card top-up Transport −$40.00
Oct 14 MPPaycheck · Mina Income +$2,700.00
Oct 13 MPLantern Cinema Fun −$28.00
Oct 12 JOHarvest Co-op Groceries −$92.15
Oct 11 MPPizzeria Due Fratelli Dining out −$46.80

Next step

Give your last $640 a job.

Start by covering Dining out's $36 overage, then split the remaining $604 between savings and November's bills.

Review envelopes first