$640
Every dollar of October income has a job except $640. Give it one before the month closes — 13 days to go.
Assign $640Income
$5,400
Two paychecks, received Oct 1 & Oct 15
Spent so far
$3,182
59% of income · 18 of 31 days
Where $5,400 goesOct
Spent $3,182
Budgeted $1,578
Unassigned $640
Envelopes · spent vs. limit
Envelopes
-
01
Groceries
Weekly shop$412 / $600$188 left
-
02
Rent
Fixed · paid Oct 1$1,650 / $1,650$0 left · done
-
03
Dining outOver
Restaurants & takeaway$236 / $200$36 over
-
04
Transport
Transit & fuel$118 / $180$62 left
-
05
Fun
Hobbies & nights out$96 / $150$54 left
Monthly spending · May–Oct 2026
Six months
Oct (to date): $3,182
$4k
$3k
$2k
$1k
Avg $3,167
6-mo average
$3,167Peak · July
$3,420Oct vs. Sep
−$78Next 30 days
Upcoming bills
-
OCT21
Electricity
Northfield Power · in 3 days
$84Autopay
-
OCT24
Phone plan ×2
Bluecell Mobile · in 6 days
$70Autopay
-
OCT28
Home internet
Cedarline Fiber · in 10 days
$55Manual
-
NOV01
Rent
Maple St. Lettings · in 14 days
$1,650Transfer
-
NOV03
Renters insurance
Harbor Mutual · in 16 days
$18Autopay
Due before Nov 4$1,877
Latest activity · both members
Recent transactions
| Date | Payee | Envelope | By | Amount |
|---|---|---|---|---|
| Oct 17 | Corner Noodle BarCard ··4417 | Dining out | JO | −$42.60 |
| Oct 16 | Greenleaf MarketCard ··2208 | Groceries | MA | −$87.35 |
| Oct 15 | Paycheck — Lantern StudioDirect deposit | Income | MA | +$2,700.00 |
| Oct 14 | City Transit CardMonthly top-up | Transport | JO | −$40.00 |
| Oct 12 | Rivergate CinemaCard ··2208 | Fun | MA | −$31.00 |
| Oct 11 | Saturday Farmers MarketCash | Groceries | JO | −$28.50 |
| Oct 10 | Little Fig BakeryCard ··2208 | Dining out | MA | −$18.25 |
| Oct 09 | Quickfill StationCard ··4417 | Transport | JO | −$46.10 |
Showing 8 of 47 October transactionsAll transactions