Envelope budgeting, without the envelopes

Give every dollar somewhere to be.

Tally pulls in your bank transactions, sorts them into the envelopes you set, and tells you what’s left before you spend it — not after.

Free plan, no card needed iOS, Android & web
3 new transactions sorted
MJ
Shared with Jo
The envelope method

The cash-in-envelopes system, kept honest by your bank feed.

Your grandparents split their pay into labelled envelopes on the kitchen table. It worked because you could see when one was empty. Tally keeps that idea and drops the paper.

Fill your envelopes

When money lands, split it across categories: rent, groceries, the weekend away. Every dollar gets a job.

Spend as usual

Tally syncs with your bank and files each purchase into the right envelope. You just check what’s left.

Move money, not guilt

Overspent on dinners? Shift a little from somewhere else. The total stays the same, and you know where it went.

What’s inside

Less bookkeeping. More knowing where you stand.

Bank sync

Your transactions show up already sorted.

Connect your checking, savings and credit cards. Tally brings in new transactions, learns where you usually file them, and asks only when it isn’t sure.

Bill reminders

Know what’s due before it’s due.

A nudge a few days early, plus which envelope it comes from.

Shared budgets

One budget for the whole household.

Invite a partner or housemate. You both see the same envelopes, and each purchase shows who made it.

Everywhere you are

On your phone at the till, on the web at your desk.

Edit an envelope on your laptop and it’s already updated on your phone. Same budget, every device.

Pricing

Priced like a budgeting app should be.

Start free. Upgrade when you want your bank to do the typing.

Free
For trying the envelope method
$0forever
  • Unlimited envelopes
  • Manual transaction entry
  • Bill reminders
  • iOS, Android & web
Start free
Family
For households sharing money
$8/ month
  • Everything in Plus
  • Shared household budgets
  • See who spent what
  • Up to 6 members
Get Family

Prices in USD. Cancel anytime from settings.

This month, know where it went before it’s gone.

Set up your first envelopes in about ten minutes.

Start budgeting free