Your transactions, already filed.
Connect your bank accounts once. New transactions flow in on their own and land in the right envelope, so there's nothing to type up on Sunday night.
Personal budgeting, the envelope way
Give every dollar a place to land.
Tally syncs with your bank, sorts spending into envelope-style budgets, and nudges you before bills are due — so money stops being a mystery at the end of the month.
01 — Features
An old-fashioned method, quietly automated.
Envelope budgeting works because it's simple: money goes in, money comes out, you always know what's left. Tally keeps the simplicity and does the bookkeeping for you.
One envelope for every intention.
Split each paycheck into category envelopes. When one runs low, move money from another — no guilt, just a clear decision.
No more surprise due dates.
Tally gives you a heads-up before each bill is due and shows whether the envelope behind it is ready to cover it.
Budget together, without the spreadsheet.
Invite a partner or housemate to a shared household budget. Everyone sees the same envelopes, in real time, from whichever device they use.
02 — How it works
Three steps to a month you can read.
i.
Connect your accounts
Link your bank and Tally pulls in balances and transactions automatically.
ii.
Fill your envelopes
Give each dollar a job — rent, groceries, savings — until there's nothing left unassigned.
iii.
Spend with a clear head
Check an envelope before you buy, get reminded before bills hit, adjust as life happens.
03 — Pricing
Priced like a sensible budget line.
Start free and stay free as long as you like. Upgrade when you want more envelopes, more automation, or more people at the table.
Free
$0forever
Everything you need to try envelope budgeting by hand.
- Up to 10 envelopes
- Manual transaction entry
- Bill reminders
- iOS, Android & web
Plus
$4/ month
Automatic bank sync and unlimited envelopes for one person.
- Everything in Free
- Sync with your bank accounts
- Unlimited envelopes
- Auto-sorting into envelopes
Family
$8/ month
One shared household budget for everyone under your roof.
- Everything in Plus
- Shared household budgets
- Invite up to 6 members
- Personal + shared envelopes
Prices in USD · Cancel anytime · Switch plans whenever you like
04 — Questions
Good to know.
What is envelope budgeting?+
It's the classic cash-in-envelopes method: you divide your income into categories before you spend it. Tally does the same thing digitally, so you always see what's left in each one.
Do I need to connect my bank?+
No. The Free plan works with manual entries. Bank sync comes with Plus and Family if you'd rather have transactions arrive on their own.
How do shared budgets work?+
On Family, you invite household members to one budget. Everyone sees the shared envelopes and can still keep a few personal ones of their own.
Which devices can I use?+
Tally runs on iOS, Android and the web, and your budget stays in sync between all of them.
Your next paycheck
Know where it's going before it arrives.
Start budgeting free →
Free plan · No credit card