Tally pulls in your bank transactions, splits your income into envelopes for rent, groceries and everything else, and tells you what's left before you tap your card.
On iOS, Android and the web. The free plan needs no card.
Envelope budgeting used to mean cash in paper envelopes. Tally keeps the method and drops the cash.
Connect your checking, savings and cards once. Tally pulls in each purchase and files it in the right envelope.
If it guesses wrong, fix it once and Tally remembers the payee next time.
| Date | Payee | Envelope | Amount |
|---|---|---|---|
| Oct 18 | Greenleaf Market | Groceries | −$46.20 |
| Oct 18 | Metro card | Transport | −$2.90 |
| Oct 17 | Paycheck | To assign | +$2,140.00 |
| Oct 16 | Corner Café | Eating out | −$6.50 |
When pay lands, you split it across envelopes. Spending comes out of the envelope it belongs to, so you always know what's left for groceries, not just what's left in the bank.
Overspent on takeout? Move money from another envelope and keep going.
Move $20 from Gifts to Eating out
Invite a partner or roommate and you both work from the same envelopes. Spend from your own phone and the shared numbers update for everyone.
Each change is logged with who made it, so nobody has to ask.
Tally runs on iPhone, Android and any web browser. Check an envelope in the checkout line, then plan next month on a big screen.
Add a bill once. Tally reminds you ahead of time and sets the money aside in its envelope.
Get a nudge three days ahead, the morning of, or both.
Each bill has its own envelope, so the cash is there when it's due.
When the payment clears your bank, Tally ticks it off.
Start on Free and move up only if you need more. Paid plans are billed monthly and you can cancel any time.
Prices in US dollars. Switch plans or cancel from settings whenever you like.
Link an account, split this month's money, and see what's left. It takes about as long as making tea.
Start budgeting free