Envelope budgeting · iOS, Android & web

Every dollar gets an envelope.

Tally syncs with your bank, drops each purchase into the envelope you set for it, and shows what’s left in every one — so you know before the month runs out, not after.

Free plan, no cardBank sync includedShare with your household

The envelope method

Cash-in-envelopes, minus the cash.

The oldest budgeting trick there is: split your pay into envelopes, spend only what’s inside. Tally keeps the envelopes; you keep your card.

  1. Fill

    When your pay lands, split it across envelopes — rent, groceries, the trip in June — until nothing is left unassigned.

  2. Spend

    Tap your card as usual. Tally pulls the purchase from your bank and takes it out of the right envelope.

  3. Roll over

    At month’s end, leftovers carry forward or move to savings. Overspent? Cover it from another envelope and start fresh.

What’s inside

Less bookkeeping. More knowing.

Tally does the tedious parts of a budget so the only decision left is the one that matters: where your money goes next.

Syncs with your bank

Connect checking, savings and credit cards once. New transactions show up on their own — no receipts to type in, no spreadsheets to reconcile.

C
Everyday checkingBalance $2,318.40
Synced
S
Rainy-day savingsBalance $6,050.00
Synced
V
Travel credit card3 new transactions
Syncing

Envelope budgets

Each category is an envelope with a fixed amount. When it’s empty, you see it — before the card declines.

Dining out$64 left
Gifts$8 left

Bill reminders

Tally learns your recurring bills and nudges you a few days ahead, with the envelope that will pay for each.

  • Internet · Oct 20$65.00
  • Phone plan · Oct 22$40.00

Shared budgets for households

Invite a partner, roommate or teenager to the same budget. Everyone sees the same envelopes, updated the moment someone spends.

  • MAGroceries−$54.20
  • JOTransit−$2.90
  • MAMoved to Gifts+$40.00
Household · Groceries
$188 left for 3 people

One budget, every screen.

iPhoneiOS app
AndroidAndroid app
WebAny browser
Pricing

Priced like a coffee. Or less.

Start on Free and stay as long as you like. Upgrade when you want unlimited envelopes or a budget for the whole household.

Free

$0forever

For trying the envelope method on your own.

  • Up to 10 envelopes
  • 1 linked bank account
  • Bill reminders
  • iOS, Android and web
Start free

Family

$8per month

For households that budget together.

  • Everything in Plus
  • Shared budget for up to 6 people
  • Personal envelopes alongside shared ones
  • One bill calendar for the household
Get Family

Prices in US dollars. Cancel any time from Settings; your budget stays on the Free plan.

Know what’s left. Every day of the month.

Set up your first envelopes in about ten minutes. Your bank does the rest.

Start budgeting free