Personal budgeting, the envelope way
Tally connects to your bank, splits your money into envelopes for rent, groceries and fun, and tells you what's left in each one.
Free plan, no card iOS · Android · Web
Rent · $1,450
Due in 3 days, funded
What's inside
Envelope budgeting is simple: money goes into a pot before you spend it, and when a pot is empty you stop or move money over. Tally keeps the pots topped up and the totals honest.
Connect your checking, savings and credit cards. Tally pulls in new transactions and files them into the right envelope, so you don't spend Sunday night typing receipts.
Fill envelopes when you get paid. Spending takes money out. If one runs dry, move money from another and the totals update right away. Try it below.
Tally spots recurring bills and nudges you a few days ahead. It also checks the envelope behind each bill, so you know whether the money is already set aside.
Electric · $86 due Friday. Utilities envelope covers it.
Invite a partner or roommate to a shared budget. Everyone sees the same envelopes and who spent what, so nobody has to ask how much is left for groceries.
Everywhere you check your balance
Your budget stays in sync on every device. Log a cash purchase on your phone and it's on the web before you sit down.
Pricing
Start free. Upgrade when you want more envelopes or more people.
For trying the envelope method on your own.
For one person who wants it to run on autopilot.
For households that share rent, groceries and bills.
Prices in USD. Cancel any time from settings.
Questions
You split your income into categories, or envelopes, before you spend it. Each purchase comes out of an envelope. When one is empty you either stop spending in that category or move money from another one.
No. The Free plan works with transactions you enter yourself. Plus and Family add automatic bank sync if you want it.
On Family, you invite people into a household budget. Everyone sees the same shared envelopes and bills and can keep their own personal envelopes too.
Yes. Upgrade, downgrade or cancel from settings on any device. Your envelopes and history stay put.
It takes about as long as making tea. The Free plan stays free.