Bank account sync
Connect checking, savings and credit card accounts. New transactions appear in Tally without manual entry.
- Multiple accounts in one view
- Transactions categorised by rules you set
- Manual accounts for cash
Personal budgeting for individuals and households
Every dollar assigned to a category, before you spend it.
Tally connects to your bank accounts, sorts transactions into envelope budgets, and reminds you before bills are due.
Available on
iOS
Android
Web
October budget
Example household data
Income
$5,400.00
Assigned
$5,400.00
To assign
$0.00
| Envelope | Spent | Budget | Left |
|---|---|---|---|
| Rent | $1,850.00 | $0.00 | |
| Groceries | $640.00 | $243.20 | |
| Utilities | $220.00 | $114.35 | |
| Transport | $300.00 | $87.10 | |
| Dining out | $180.00 | −$22.40 | |
| Savings | $900.00 | $0.00 |
3 accounts synced
Next bill: Electricity, $86.40 due Oct 24
Features
The parts of budgeting that are tedious, handled.
Tally does four things: imports transactions, groups them into budgets you set, tracks what's due, and keeps everyone in a household on the same numbers.
Envelope budgets
Give each category a fixed amount for the month. When an envelope runs low, you see it before you overspend.
- Unlimited categories
- Roll unused money into next month
- Move funds between envelopes
Bill reminders
Add recurring bills once. Tally notifies you ahead of each due date and shows which envelope covers it.
- Reminder timing you choose
- Monthly calendar of upcoming bills
- Marked paid when the payment syncs
Shared household budgets
Invite a partner or family member to the same budget. Everyone sees the same envelopes and balances.
- Each member uses their own login
- Choose which accounts to share
- Activity shows who changed what
iOS, Android and web
Use the phone app day to day and the web app for monthly planning. Changes appear on every device.
- Native apps for iOS and Android
- Full-featured web app
- One account across devices
Monthly reports
Compare what you planned with what you spent, by category and by month, in plain tables.
- Budget vs. actual by envelope
- Spending trends over time
- CSV export
How it works
Set up once, then check in a few minutes a week.
Step 1
Connect your accounts
Link the bank and card accounts you use. Tally imports recent transactions so you start with real numbers.
Step 2
Fill your envelopes
Assign this month's income to categories until "To assign" reaches zero. Add your recurring bills.
Step 3
Spend and adjust
Transactions land in their envelopes automatically. Move money between envelopes when plans change.
Pricing
Three plans. Start free, upgrade when you need to.
Prices in US dollars, billed monthly. Change or cancel your plan at any time from settings.
| Compare plans |
Free
$0 /month
For trying envelope budgeting with one account. Create free account |
Plus Most features
$4 /month
For individuals managing several accounts. Start with Plus |
Family
$8 /month
For households sharing one budget. Start with Family |
|---|---|---|---|
| Budgeting | |||
| Envelope category budgets | |||
| Budget categories | Up to 10 | Unlimited | Unlimited |
| Monthly reports | Current month | Full history + CSV | Full history + CSV |
| Accounts and bills | |||
| Connected bank accounts | 1 | Unlimited | Unlimited |
| Bill reminders | Up to 3 | Unlimited | Unlimited |
| Household | |||
| Shared household budget | — | — | |
| Members per budget | 1 | 1 | Up to 6 |
| Platforms | |||
| iOS, Android and web | |||
Free
$0 /month
For trying envelope budgeting with one account.
Create free account- Connected bank accounts1
- Budget categoriesUp to 10
- Bill remindersUp to 3
- Shared household budget—
Plus Most features
$4 /month
For individuals managing several accounts.
Start with Plus- Connected bank accountsUnlimited
- Budget categoriesUnlimited
- Bill remindersUnlimited
- Shared household budget—
Family
$8 /month
For households sharing one budget.
Start with Family- Connected bank accountsUnlimited
- Budget categoriesUnlimited
- Bill remindersUnlimited
- Shared household budgetUp to 6 members
All plans include the iOS, Android and web apps. Local taxes may apply.
- What is envelope budgeting?
- You divide your income into categories ("envelopes") at the start of the month. Spending comes out of the matching envelope, so you can see what's left in each before you buy.
- Can Tally move money in my bank account?
- No. Tally reads balances and transactions to keep your budget current. It does not initiate payments or transfers.
- How does a shared household budget work?
- On the Family plan, the budget owner invites members by email. Each person signs in with their own account and sees the same envelopes, bills and balances.
- Can I switch plans later?
- Yes. Upgrades apply immediately. Downgrades apply at the end of your current billing month, and your data is kept.
Set up your first budget in one sitting.
The Free plan has no time limit and doesn't require a card.