Envelope budgeting, reworked

Every dollar
gets a job.
Even the fun ones.

Tally syncs with your bank, sorts your spending into envelopes, and nudges you before bills are due. You see what's left to spend before you spend it, not after.

Free plan, no cardiOS, Android & web
What's inside

A budget you'll
actually open.

Most budgeting apps tell you where your money went. Tally helps you decide where it goes next, and keeps the plan current without spreadsheets.

01 / ENVELOPES

Give every dollar an envelope.

Split each paycheck into category envelopes like rent, groceries and "someday". When one runs low, move money from another. You always know what's safe to spend.

02 / BANK SYNC

Your bank, already sorted.

Connect your accounts once. Transactions come in on their own and land in the right envelope, so you don't have to type in receipts.

03 / BILL REMINDERS

No more surprise due dates.

Tally learns your recurring bills and reminds you ahead of time. It also tells you whether the money is already set aside.

04 / SHARED BUDGETS

Budget together, without arguing about it.

Invite a partner, roommate or teenager. Everyone sees the same envelopes as they change. Keep shared costs in common and personal money private.

05 / EVERYWHERE

On your phone, your tablet and the web.

Check an envelope at the checkout on your phone, then plan next month on a bigger screen. Everything stays in sync.

iOSAndroidWeb
How it works

Three steps.
Ten minutes, tops.

There's no 40-category setup wizard. Start with a few envelopes and add more as you go.

i.

Connect

Link your checking, savings and cards. Tally pulls in your balances and recent transactions.

ii.

Fill envelopes

Split what you have across the things that matter this month. Tally suggests amounts based on your history.

iii.

Spend freely

Each purchase comes out of its envelope. If an envelope still has money in it, you're fine to spend it.

Pricing

Costs less than
one late fee.

Start free and stay free for as long as you like. Upgrade when you want more accounts or want to bring your household in.

Free

For trying envelopes on for size.

$0/ forever
  • Up to 10 envelopes
  • 1 linked bank account
  • Bill reminders
  • iOS, Android & web
Start free
Most popular

Plus

For running your whole financial life.

$4/ month
  • Unlimited envelopes
  • Unlimited linked accounts
  • Smart bill reminders with funding checks
  • Rollover & goal envelopes
  • Everything in Free
Get Plus

Family

For households that share the bills.

$8/ month
  • Shared household budgets
  • Up to 6 members
  • Private & shared envelopes
  • Everything in Plus
Get Family

Prices in USD. Cancel anytime from the app.

Questions

Fair
questions.

What is envelope budgeting?

It's the old cash-in-envelopes method, but digital. You split your income into categories ahead of time and spend from each one. When an envelope is empty, you either stop spending in that category or move money over from another envelope on purpose.

Which banks does Tally sync with?

Tally connects to most checking, savings and credit card accounts through a read-only connection. Tally can see your transactions but can never move money.

How do shared budgets work?

On the Family plan, you invite people into a household. Shared envelopes like rent or groceries are visible to everyone and update as they change. Each person can also keep private envelopes that only they can see.

Can I switch plans later?

Yes. You can upgrade, downgrade or cancel from settings at any time, on any device. Your envelopes and history stay put.

Payday's coming.
Give it a plan.

Set up your first envelopes in about ten minutes. It's free, and you won't need a card.

Start budgeting free iOS · Android · Web