Envelope budgets
Give every dollar a job. Split income into category envelopes and watch each one fill and drain as you spend. When an envelope runs low, you'll know before it's empty.
Now with shared household budgets
Every dollar,
Every dollar,
accounted for.
Tally syncs with your bank, sorts spending into simple envelopes, and reminds you before bills are due — so you always know what's safe to spend.
Free forever plan
No card required
iOS, Android & web
One budget, everywhere you are. Changes sync instantly.
- iOS
- Android
- Web
Features
Budgeting that runs quietly in the background.
Tally handles the busywork — importing, sorting, reminding — so you can spend a few minutes a week on decisions instead of spreadsheets.
Bank sync
Connect your checking, savings and cards. Transactions arrive automatically and land in the right envelope.
Bill reminders
Tally spots recurring bills and nudges you a few days ahead — with the money already set aside.
Shared household budgets
Invite a partner or roommate. Everyone sees the same envelopes, updated live — no more "did you pay that?"
How it works
Set up in an afternoon. Calm for good.
- 01
Connect your accounts
Link your bank and cards securely. Tally imports recent transactions to get you started.
- 02
Fill your envelopes
Assign this month's income to categories like rent, groceries and savings goals.
- 03
Spend with confidence
Check "safe to spend" anytime, on any device. Tally keeps the numbers current.
Pricing
Simple plans. Start free.
Upgrade when you want more accounts or want to budget together. Cancel anytime.
Free
Everything you need to start budgeting on your own.
$0/ month
Free forever
Get started- 1 linked bank account
- Up to 10 envelopes
- Bill reminders
- iOS, Android & web
Plus
For people who want the full picture across every account.
$4/ month
Billed monthly
Start Plus- Unlimited bank accounts
- Unlimited envelopes
- Custom bill reminder timing
- Savings goals & rollover
- Everything in Free
Family
One shared budget for your whole household.
$8/ month
Billed monthly
Start Family- Shared budgets for up to 6 people
- Personal + shared envelopes
- Live activity feed
- Everything in Plus
All plans include bank-grade encryption and work on iOS, Android and the web.
What is envelope budgeting?
It's a simple method: divide your income into categories ("envelopes") before you spend it. When an envelope is empty, you either stop spending in that category or move money from another one. Tally does the math for you.
How does bank sync work?
You connect accounts through a secure, read-only link. Tally can see transactions and balances, but it can never move money. You can disconnect an account at any time.
Can my partner and I share one budget?
Yes. The Family plan lets you invite household members to a shared budget, while each person can still keep personal envelopes private.
Which devices does Tally work on?
Tally is available on iOS, Android and the web. Your budget syncs across all of them instantly.
Can I switch plans later?
Anytime. Upgrade, downgrade or cancel from settings — your data stays put.
Know where your money goes.
Set up your first budget in minutes. Free on iOS, Android and the web.