Bank sync
Connect your bank accounts once. New transactions come in on their own and get sorted into envelopes, so you're reviewing your spending, not typing it in.
Give every dollar an envelope.
Tally splits your paycheck into envelopes for rent, groceries and everything else, then keeps them honest by syncing with your bank. When an envelope runs low, you'll know before the card does.
OctoberSynced with bank
Left to assign: $0.00
Rent$1,200 / $1,200
Groceries$312 / $450
Eating out$138 / $120
Transport$64 / $140
Savings$250 / $250
Example budget for illustration
The core idea
A budget you can actually picture.
Envelope budgeting is the old cash-in-envelopes method, minus the cash. Each category gets a fixed amount. Spend from it and it shrinks. Overspend and you move money from another envelope, so the total always adds up.
- Set up envelopes for any category you want, as many as you need.
- Bank transactions land in the right envelope, and you can re-file any of them.
- Move money between envelopes in two taps when plans change.
Overspent? Cover it.
Eating out went $18 over. Move it from an envelope with room to spare.
Transport
$76
−$18 → $58 left
Eating out
−$18
+$18 → $0 left
Example amounts
The chores that make budgets fail, handled.
Most budgets die from manual entry, a forgotten bill, or two people keeping two different spreadsheets. Tally takes care of all three.
Bill reminders
Add your recurring bills and Tally reminds you before each one is due, with the envelope it'll come out of, so you can see if there's enough in it.
Phone bill due Friday · paid from Utilities, which has enough to cover it
Shared household budgets
Invite a partner or housemate into the same budget. Everyone spends from the same envelopes and sees the same balances, from their own phone.
One budget, wherever you check it.
- iOS
- Android
- Web
Pricing
Envelopes and bill reminders are free for everyone. Pay when you want bank sync, or when the budget belongs to more than one person.
Free
For trying the method
$0
- Unlimited envelopes
- Bill reminders
- Manual transactions
- iOS, Android and web
Plus
For one person, fully synced
$4 / month
- Everything in Free
- Bank account sync
- Automatic envelope sorting
Family
For a whole household
$8 / month
- Everything in Plus
- Shared household budget
- Each member on their own login
Prices in US dollars. Switch plans or cancel whenever you like.
Payday is a good day to start.
Set up your envelopes in one sitting, then let Tally keep them up to date.
No card needed for the Free plan.